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Traditional

Home > Save > IRAs > Traditional
Home > Save > IRAs > Traditional

Retirement savings with tax advantages

A Traditional IRA lets you defer taxes on dividends until you begin taking distributions. Most people younger than age 70-1/2 can make contributions to a Traditional IRA, and the contributions may be deductible on your federal income tax return.

There are no trustee fees on NGFCU IRAs, so all the dividends work for you.

A Traditional IRA may be right for you if:

Start saving for retirement today

An NGFCU member service representative can help you complete the simple forms needed to establish your IRA. Send us your info to get started.

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IRA Consultation

Send the form below to receive a free IRA consultation. 
What type of IRA(s) would you like to open? (check all that apply):

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent call 1.800.633.2848. Agents are available 24/7.

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Are you saving enough for retirement?

Use our Retirement Income Calculator to see if your savings will support your future lifestyle.

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Tax benefits for IRA contributions

The Internal Revenue Service offers helpful guidelines about tax credits for people looking to save for retirement with an IRA.

Learn more

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

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