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Schedule of Fees

Home > Member Support > Schedule of Fees
Home > Member Support > Schedule of Fees

Schedule of Fees

Effective December 18, 2018

Fees subject to change

Item Fee
Membership $3.00 one time only

Account Maintenance

(When, on a member number, the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.)

$6.00 per quarter1
Cashiers Checks 3.00 each
Account Reconciliation $20.00 per hour
Holiday Club Account withdrawal except end-of-year holiday season $5.00 each
Stop Payment - Any Check or ACH $10.00 each
Stop Payment - Bill Payer $15.00 each
Dishonored Deposit or Payment $15.00 each
Negative Share Transaction $10.00 each
NSF - Returned Share Draft or ACH $20.00 each
Courtesy Pay of NSF item $20.00 each
ATM Negative Share Transaction $10.00 each
ATM Empty Envelope Deposit $15.00 each
Statements photocopy (except most recent) $1.00 per statement
Loan/Teller/Cashiers Check photocopy $5.00 each
Share Drafts in excess of 2 per month photocopy $2.00 each
Deposited Check photocopy $2.00 each
Loan Payment Check photocopy $2.00 each
Verification of Account $2.50 per request
Outgoing Collection Item $5.00 each
Locator Fee Escheat $2.00 per year
Levy Processing $10.00 each
Subpoena $2.00 per page
Outgoing Wire Transfer - Domestic $15.00 per wire
ATM or Visa Debit card replacement after 3rd Request $8.00 per card
ATM or Visa Debit card PIN replacement after 3rd Request $5.00 per pin
ATM or Visa Debit card rush orders - pass-through costs $30 each
Real Estate Loans
Beneficiary and Payoff/Demand $30.00
Reconveyance Fee $53.00

Item Fee
Excessive In-Branch Withdrawals $2.00 each1

When Total Shares at month end are:

  • Less than $1,000 - after 5 free/mo/suffix
  • $1,000 or more or a loan balance - unlimited free

1Waived for first three (3) months after account opening.

Item Fee
CO-OP Shared Branch Transaction2 $2.00 each1†

When Total Shares and Loans at prior month end are:

  • Less than $ 10,000 - after 5 free/mo
  • $10,000 - $39,999.99 - after 10 free/mo
  • $40,000 or more - unlimited free

1Waived for first three (3) months after account opening.

2Not including Deposits and Loan Payments

Item Fee
Non-NGFCU operated ATM Withdrawals $1.00 each1†

When Total Shares and Loans at prior month end are:

  • Less than $ 10,000 - after 5 free/mo
  • $10,000 - $39,999.99 - after 10 free/mo
  • $40,000 or more - unlimited free

1Waived for first three (3) months after account opening.

2Not including Deposits and Loan Payments

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088