Unlocking More of Your Home’s Value With Our Enhanced HELOC Offerings
At NGFCU we believe in empowering our members with the right financial tools and guidance. A Home Equity Line of Credit (HELOC) is one such tool, offering a revolving credit line that allows you to borrow against your home's equity, putting you in control of your funds. Consider us your trusted advisor, here to help you understand and utilize this powerful resource.
Whether you're envisioning a refreshed living space through home improvements or gaining greater financial control with debt consolidation, our HELOC provides the flexibility and competitive rates you need to take action. We’re here to offer our expertise every step of the way.
Our HELOC Options Just Got Better! Check Out the Enhanced Features
Competitive Rates & Flexible Payment Options
Choose payment options to fit your financial strategy of either interest only or principal and interest. There’s the added ability to lock up to 60% of your approved HELOC limit with a fixed rate.
Access up to $500,000
Access up to $500,000 with no annual maintenance fees – giving you the freedom to fund major expenses with ease.
Leverage up to 90% of your CLTV
Leverage up to 90% of your CLTV, available in all U.S. states and territories (excluding Texas).
Let our expertise guide you in leveraging your home's equity effectively.
Your Home, Your Equity, Your Trusted Advisor.
NMLS #774623. CLTV = Combined Loan To Value. All loan terms are subject to change without notice and based on credit approval. For variable rate loans, the rate may increase after consummation. No cash out refinances in Texas.
