Home
CheckingSavingsMoney MarketTerm SavingsFor YOUthHoliday ClubIRAs
AutoHomeHELOCCredit CardsPersonal Line of CreditPersonal Signature/Bill ConsolidationRecreational VehiclesSavings Secured
Auto and HomeLoan ProtectionDental and VisionAD&DGAPMBPMyInsuranceInfo
NGFCU Wealth Management
Loan RatesSaving Rates
Join NowOnline BankingDirect DepositZelle®ATM and Debit CardOverdraft ProtectionAutomatic Funds TransferWire TransferCredit Card AlertsNCUA Insurance (NCUSIF)Auto Buying ServicesCall 24Need Help

For YOUth

Home > Save > For YOUth
Home > Save > For YOUth

Let NGFCU Help You Get Your Kids Get Smart About Money!

As you know, Mission Control is critical when launching into the unknown. Opening an NGFCU YOUth membership account is a great way to help your child or teen learn about money management. NGFCU has packaged a series of deposit products to help your young adventurers be successful along their financial journey. As a Joint Account holder, you will be able to be a part of their experience the entire way!Train

 

Child holding piggy bank

YOUth Launch Savings

With the ability to deposit funds anytime, this interest bearing account is the launch pad for your child to get the hang of how money works. When you open a YOUth Launch Savings Account, NGFCU will match up to the first $25 deposited!1

1Up to $25 matching funds will be deposited to a new Launch Savings Account and applies only when the primary account holder is under 18 years of age. Matching funds deposited for account opening will be available the next business day with the exception of a $5 minimum balance required to keep the account open. No minimum time required for the account to remain open. Not available to anyone who has been an NGFCU member within the past 6 months. The additional matching funds deposited is considered a bonus for opening membership and will be reported as dividends on the account. Mention this offer when opening a YOUth Launch Savings Account to receive a matching opening deposit up to the first $25.

Child holding piggy bank

YOUth Boost 12-Month Term Account2

This youth friendly 12-Month Term Account has a low minimum opening deposit requirement of only $250, the ability to make deposits of at least $25 anytime, and a rollover feature up to age 18. With this account our youth learn how to accelerate their earnings with the higher yield of a Term Account.

2 Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Minimum opening deposit required.

Teen holding credit cards

YOUth Journey Checking

Available to members 13 years and older, this dividend earning checking account was custom designed specifically with our younger members in mind! There is no monthly service charge, and it includes an NGFCU Visa Debit card as well as access to online banking. This account is perfect to begin teaching your kids good spending habits while helping them utilize their math skills!

Child wearing graduation cap

YOUth Education Savings3

The Coverdell Education Savings Account is perfect for someone who wants to set aside funds for their child’s education. This dividend earning account can help you save for qualified education expenses ranging from elementary school through vocational school or even college. Contributions of after-tax dollars can be made until the beneficiary’s 18th birthday and qualified withdrawals can be made with no federal taxes on the dividends earned.

3For complete information on Coverdell Education accounts, visit https://www.ngfcu.us/save/youth-education-savings.

Use our Savings calculator to see what it will take to reach your personal financial goals.

Savings Goal Calculator

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088