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IRA Savings

Home > Rates > Savings Rates > IRA Savings
Home > Rates > Savings Rates > IRA Savings

IRA Savings

Click here to learn more about IRA accounts.

IRA Savings
Effective Date: Wednesday, February 8th, 2023
NameDividend RateAPY†Minimum daily balance to earn APY
IRA Accumulation 0.40% 0.40% $100
IRA Money Market 1.55% 1.55% $2,500

Bonus IRA Term Savings**
Effective Date: Wednesday, February 8th, 2023
TermDividend RateAPY†Minimum daily balance to earn APY
Seven-Year 4.32% 4.40% $40,000
Five-Year 4.32% 4.40% $40,000
Four-Year 4.32% 4.40% $40,000
Three-Year 4.27% 4.35% $40,000
Two-Year 4.22% 4.30% $40,000
One-Year 4.22% 4.30% $40,000

IRA Term Savings**
Effective Date: Wednesday, February 8th, 2023
TermDividend RateAPY†Minimum daily balance to earn APY
Seven-Year 4.17% 4.25% $2,000
Five-Year 4.17% 4.25% $2,000
Four-Year 4.17% 4.25% $2,000
Three-Year 4.12% 4.19% $2,000
Two-Year 4.07% 4.15% $2,000
One-Year 4.07% 4.15% $2,000

 


**A penalty will or may be imposed for early withdrawal
*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
†Annual Percentage Yield

Use our Retirement Income Calculator to see if your savings will support your future lifestyle.

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