IRA Savings
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IRA Savings
Effective Date: Friday, April 25th, 2025
| Name | Dividend Rate | APY† | Minimum daily balance to earn APY |
|---|---|---|---|
| IRA Accumulation | 0.40% | 0.40% | $100 |
| IRA Money Market | 1.55% | 1.55% | $2,500 |
Bonus IRA Term Savings**
Effective Date: Friday, April 25th, 2025
| Term | Dividend Rate | APY† | Minimum daily balance to earn APY |
|---|---|---|---|
| One-Year *Special Rate* | 4.41% | 4.50% | $40,000 |
| Two-Year | 3.88% | 3.95% | $40,000 |
| Three-Year | 3.70% | 3.76% | $40,000 |
| Four-Year | 3.75% | 3.81% | $40,000 |
| Five-Year | 3.75% | 3.81% | $40,000 |
| Seven-Year | 3.60% | 3.66% | $40,000 |
IRA Term Savings**
Effective Date: Friday, April 25th, 2025
| Term | Dividend Rate | APY† | Minimum daily balance to earn APY |
|---|---|---|---|
| One-Year *Special Rate* | 4.41% | 4.50% | $2,000 |
| Two-Year | 3.73% | 3.79% | $2,000 |
| Three-Year | 3.55% | 3.60% | $2,000 |
| Four-Year | 3.60% | 3.66% | $2,000 |
| Five-Year | 3.60% | 3.66% | $2,000 |
| Seven-Year | 3.45% | 3.50% | $2,000 |
**A penalty will or may be imposed for early withdrawal
*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
†Annual Percentage Yield
Use our Retirement Income Calculator to see if your savings will support your future lifestyle.