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IRA Savings

Home > Rates > Savings Rates > IRA Savings
Home > Rates > Savings Rates > IRA Savings

IRA Savings

Click here to learn more about IRA accounts.

IRA Savings
Effective Date: Thursday, October 3rd, 2024
NameDividend RateAPY†Minimum daily balance to earn APY
IRA Accumulation 0.45% 0.45% $100
IRA Money Market 1.70% 1.70% $2,500

Bonus IRA Term Savings**
Effective Date: Thursday, October 3rd, 2024
TermDividend RateAPY†Minimum daily balance to earn APY
One-Year 4.40% 4.49% $40,000
Two-Year 4.07% 4.14% $40,000
Three-Year 4.05% 4.12% $40,000
Four-Year 3.89% 3.96% $40,000
Five-Year 3.89% 3.96% $40,000
Seven-Year 3.75% 3.81% $40,000

IRA Term Savings**
Effective Date: Thursday, October 3rd, 2024
TermDividend RateAPY†Minimum daily balance to earn APY
One-Year 4.25% 4.33% $2,000
Two-Year 3.92% 3.99% $2,000
Three-Year 3.90% 3.97% $2,000
Four-Year 3.74% 3.80% $2,000
Five-Year 3.74% 3.80% $2,000
Seven-Year 3.60% 3.66% $2,000

* Required Fields

IRA Consultation

Send the form below to receive a free IRA consultation. 
What type of IRA(s) would you like to open? (check all that apply):

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent call 1.800.633.2848. Agents are available 24/7.

Security Code:


**A penalty will or may be imposed for early withdrawal
*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
†Annual Percentage Yield

Use our Retirement Income Calculator to see if your savings will support your future lifestyle.

Check my retirement savings

Important Numbers

Member Services: 800.633.2848 (available 24/7)

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Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

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For International Calls: 727.227.9012

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Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088