Home
CheckingSavingsMoney MarketTerm SavingsFor YOUthHoliday ClubIRAs
AutoHomeHELOCCredit CardsPersonal Line of CreditPersonal Signature/Bill ConsolidationRecreational VehiclesSavings Secured
Auto and HomeLoan ProtectionDental and VisionAD&DGAPMBPMyInsuranceInfo
NGFCU Wealth Management
Loan RatesSaving Rates
Join NowOnline BankingDirect DepositZelle®ATM and Debit CardOverdraft ProtectionAutomatic Funds TransferWire TransferCredit Card AlertsNCUA Insurance (NCUSIF)Auto Buying ServicesCall 24Need Help

IRA Savings

Home > Rates > Saving Rates > IRA Savings
Home > Rates > Saving Rates > IRA Savings

IRA Savings

IRA Savings
Effective Date: Wednesday, September 22nd, 2021
NameDividend RateAPY†Minimum daily balance to earn APY
IRA Accumulation 0.20% 0.20% $100.00
IRA Money Market 0.43% 0.43% $2,500.00

*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.

†Annual Percentage Yield

IRA Term Savings**
Effective Date: Wednesday, September 22nd, 2021
TermDividend RateAPY†Minimum daily balance to earn APY
One-Year 0.55% 0.55% $2,000.00
Two-Year 0.66% 0.66% $2,000.00
Three-Year 0.82% 0.82% $2,000.00
Four-Year 0.86% 0.86% $2,000.00
Five-Year 0.94% 0.94% $2,000.00
Seven-Year 1.03% 1.03% $2,000.00

**A penalty will or may be imposed for early withdrawal

*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.

†Annual Percentage Yield

Bonus IRA Term Savings**
Effective Date: Wednesday, September 22nd, 2021
TermDividend RateAPY†Minimum daily balance to earn APY
One-Year 0.70% 0.70% $40,000.00
Two-Year 0.81% 0.81% $40,000.00
Three-Year 0.97% 0.97% $40,000.00
Four-Year 1.01% 1.02% $40,000.00
Five-Year 1.09% 1.09% $40,000.00
Seven-Year 1.18% 1.18% $40,000.00

**A penalty will or may be imposed for early withdrawal

*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.

†Annual Percentage Yield

Use our Retirement Income Calculator to see if your savings will support your future lifestyle.

Check my retirement savings

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088