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Calculators

Home > Financial Fitness > Calculators
Home > Financial Fitness > Calculators

Calculate your financial future

Use our financial calculators to fine-tune your monthly budget and compare other borrowing costs. From auto loans, mortgages, investments, debt consolidation and retirement plans, you can find a calculator for just about all your personal financial needs.

Auto Calculators

Auto Loans – Find out how much car you can afford based on your monthly payment, or get an estimate of your car loan payment based on the purchase price.

Lease vs. Buy – Does it make sense to lease your next car or finance it? This calculator can help you decide.

Business Calculators

Financial Ratios – Focus on segments of your business that may need attention, such as solvency, liquidity, operational efficiency and profitability.

Credit Cards and Debt Management

Credit Card Payoff – Find out what it will take to pay off your credit card balance, and what financial changes you can make to meet your payment goals.

Personal Debt Consolidation – Find out if consolidating your debt can put you on the fast track to financial freedom.

Investment Calculators

Investment Returns – Your annual rate of return is just part of the picture. See how inflation, taxes and your time horizon can impact your bottom line.

Loan Calculators

Amortizing Loan Calculator – Enter your desired payment and determine your loan amount, or enter the loan amount to see your monthly payment.

Loan Comparison Calculator – Sort through monthly payments, fees and other costs while comparing loan options.

Mortgage Calculators

Mortgage Payoff – You could save thousands of dollars in interest by increasing your monthly mortgage payment.

Refinance Breakeven – See how long it will take you to start benefiting from a mortgage refinance.

Personal Finance

Home Budget Analyzer – Enter your income and monthly expenses to see where your money is spent and how much is left for savings.

Retirement Savings and Planning

Retirement Income Calculator – To plan for a comfortable retirement, this calculator will help you determine how much monthly income your savings will provide.

Savings Calculators

Savings Calculator – Learn how consistent investments over a number of years can help you accumulate wealth.

Savings Goals – What will it take to reach your personal financial goals? Enter information about your plan and find out if you’re on track.

Tax Calculators

U.S. 1040 Tax Estimator – How much in taxes will you have to pay this year? This calculator can help you determine if you will owe money or get a refund.

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

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Members traveling or who reside outside of the US: 727.227.2447

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