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Avoid Real Estate Foreclosure

Home > Financial Fitness > Avoid Real Estate Foreclosure
Home > Financial Fitness > Avoid Real Estate Foreclosure

You have options to get through financial difficulties

NGFCU understands that current economic conditions may have created a challenging situation for many people and families to meet their financial obligations.

If you’re having difficulty making your mortgage payments, we recommend taking immediate action by calling your lender or a certified housing counselor (see contact details below).

The earlier you establish contact, the more options you will have available to avoid the start of a foreclosure action on your property. The longer you wait the more expensive and difficult the process is to stop. A foreclosure will adversely affect your credit rating and could impact your ability to borrow money in the future.

Whether your loan is with Northrop Grumman Federal Credit Union or another institution, most lenders welcome the opportunity to work with you to keep your house, avoiding the costly foreclosure process. Please remember, however, your lender is under no obligation to offer or accept a workout. When you are delinquent on the loan, the default is your responsibility and the lender has the decision whether to offer potential remedies.

Options that may be available to you based on Northrop Grumman Federal Credit Union's evaluation and your individual situation include:

Financial documents you will need available for discussion with your lender include:

Who to Contact

If your mortgage lender is Northrop Grumman Federal Credit Union:

Call 800-633-2848 extension 4852

If your mortgage lender is another institution:

Please contact your lender immediately

For counseling - HUD (Housing and Urban Development) certified housing counselor:

Call 800-569-4287

To reach Northrop Grumman Federal Credit Union by mail:
Northrop Grumman Federal Credit Union
Box Number 47009
Gardena, CA 92407-6809
Attention: Collections

Above all, we are here to help. If you need additional information or guidance after you have tried contacting your lender or the recommended HUD-certified counselor, contact Northrop Grumman Federal Credit Union at the number listed above.

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088