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Home Loans

Home > Borrow > Home Loans
Home > Borrow > Home Loans

Home Purchase and Refinance

Our Home Loan Concierge team provides expert, personalized service in all aspects of residential lending including purchase and refinance.

  • Competitive fixed and adjustable rates
  • Repayment options with 30, 20 and 15 year programs
  • Low down payment option for first-time buyers
  • Dare to Compare: NGFCU will meet or beat anyone's deal

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Down payments as low as 3.00% for first time home buyers. 
Sample payment for a conventional, 30-year mortgage is $640 per $100,000 financed at an annual percentage rate of 6.726%, payment sample only considers principal and interest and does not include taxes or insurance that may be required for the loans.

Home Equity Line of Credit

Our Home Equity Line of Credit (HELOC) provides a revolving line of credit that can be used for almost any purpose.

  • Competitive variable rate with a fixed rate feature
  • Credit lines up to $250,000 depending on your equity
  • No annual maintenance fee

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For variable rate loans, the rate may increase after consummation.

Home Equity Loan

Our Home Equity Loan is a fixed rate program that provides funds for almost any purpose.

  • Great rates and a variety of terms
  • Loan amounts up to $250,000 depending on your equity

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Which loan is right for you?

Contact our Real Estate Department for a free consultation: Call 888.NGFCU.RE (888.643.2873) or email: homeloan@ngfcu.us

Home Loan Calculator

Use our Loan calculator to sort through monthly payments, fees and other costs while comparing loan options.

Loan Calculator

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088