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Home Loans

Home > Borrow > Home Loans
Home > Borrow > Home Loans

Home Purchase and Refinance

Our Home Loan Concierge team provides expert, personalized service in all aspects of residential lending including purchase and refinance.

  • Competitive fixed and adjustable rates
  • Flexible repayment options
  • Low down payment option for first-time buyers
  • Dare to Compare: NGFCU will meet or beat anyone's deal

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Down payments as low as 3.00% for first time home buyers. 

Home Equity Line of Credit

Our Home Equity Line of Credit (HELOC) provides a revolving line of credit that can be used for almost any purpose.

  • Competitive variable rate with a fixed rate feature
  • Credit lines up to $250,000 depending on your equity
  • No annual maintenance fee

Learn More

For variable rate loans, the rate may increase after consummation.

Home Equity Loan

Our Home Equity Loan is a fixed rate program that provides funds for almost any purpose.

  • Great rates and a variety of terms
  • Loan amounts up to $250,000 depending on your equity

Learn More


Which loan is right for you?

Contact our Real Estate Department for a free consultation: Call 888.NGFCU.RE (888.643.2873) or email: homeloan@ngfcu.us

Home Loan Calculator

Use our Loan calculator to sort through monthly payments, fees and other costs while comparing loan options.

Loan Calculator

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088