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Home > Protect > GAP
Home > Protect > GAP

Protect your investment in your vehicle

If your car is stolen or totaled in an accident, most insurance companies will only pay its cash value. But if you’re still making car payments and the current loan balance is above your vehicle’s cash value, you have to pay the difference. And that could be thousands of dollars.

Get the GAP advantage

A wrecked car shouldn’t wreck your finances. With a Guaranteed Asset Protection (GAP) plan through Northrop Grumman FCU, the difference between what you still owe on the vehicle and its cash value will be waived, up to a certain loan-to-value ratio.

You can get an additional $1,000 toward the purchase and financing with NGFCU of a replacement vehicle if you experience a total loss due to an accident or unrecovered theft.

Your GAP purchase includes Auto Deductible Reimbursement (ADR)

How would you pay your deductible if you file an insurance claim?

Here’s how ADR can help:

This product is not available to California residents who are active members (or their family members) of the military.

Customized Protection

Learn more about Guaranteed Asset Protection and calculate your cost by clicking the button below.

Get my GAP quote

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

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