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Home > Protect > GAP
Home > Protect > GAP

Protect your investment in your vehicle

If your car is stolen or totaled in an accident, most insurance companies will only pay its cash value. But if you’re still making car payments and the current loan balance is above your vehicle’s cash value, you have to pay the difference. And that could be thousands of dollars.

Get the GAP advantage

A wrecked car shouldn’t wreck your finances. With a Guaranteed Asset Protection (GAP) plan through Northrop Grumman FCU, the difference between what you still owe on the vehicle and its cash value will be waived, up to a certain loan-to-value ratio.

You can get an additional $1,000 toward the purchase or lease of a replacement vehicle if you experience a total loss due to an accident or unrecovered theft. Plus, you’ll get a head start on replacing your car when you refinance or lease through NGFCU.

Customized Protection

Learn more about Guaranteed Asset Protection and calculate your cost by clicking the button below.

Get my GAP quote

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

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