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Home > Borrow > Auto
Home > Borrow > Auto

Auto Loans

Looking to add a new family car to the driveway? Perhaps you’d like to lower your monthly car loan payment by refinancing? NGFCU can help make car purchases affordable.

NGFCU new and used auto loans feature a fixed interest rate and simple interest calculation with:

As a bonus, when you choose to make your auto loan payments through automatic transfer, your rate is discounted 1/4%.

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Complimentary Consultation

Send the form below to receive a free, no-obligation consultation.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7.

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New Vehicles

We offer new vehicle loans with financing of up to 100% of the purchase price, including Mechanical Breakdown Protection, tax and license for a term of up to seven years depending on the amount financed.

  • Fixed interest rates
  • No pre-payment penalty
  • No application or documentation fees

Apply Now

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Used Vehicles

We offer used vehicle financing for 100% of the purchase price, plus tax and license not to exceed Blue Book value. Repayment terms are available up to six years depending on the amount financed.

  • Fixed interest rates
  • No pre-payment penalty
  • No application or documentation fees

Apply Now

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Save on car loan payments by refinancing with NGFCU. We offer the same low fixed rates as with purchasing a used vehicle. Your refinance will be based on the Blue Book value of the car with flexible terms up to six years depending on the amount financed.

  • Lower your monthly payments
  • Free up cash for other financial needs

Refinance Now

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Auto Buying Services

Tired of negotiating car purchases with salespeople? NGFCU offers no-cost, convenient car buying services that can help you find competitively priced new and used vehicles at participating dealers.

  • Save time and eliminate negotiations
  • Lock in savings
  • Get the car you want at the best price

Learn More

Use our Auto Loan Calculator to estimate your monthly car payments. Then shop for the car that fits your budget.

Auto Loan Calculators

Auto Loans Page - Lower 2/3 Region Banner

Ready to apply? It’s easy.

Just submit our secure Online Loan Application to apply for an auto loan.

Apply Now

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

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