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Roth

Home > Save > IRAs > Roth
Home > Save > IRAs > Roth

Withdraw retirement funds without tax penalties

A Roth IRA has the unique benefit of letting the owner earn and withdraw dividends without federal taxation as long as the account has been open for at least five years and the saver is at least 59-1/2 years old. A Traditional IRA can be converted to a Roth IRA if you pay taxes on the converted funds. Additionally, your beneficiaries might also qualify for tax-free distributions

There are no trustee fees on NGFCU IRAs, so all the dividends work for you.

A Roth IRA may be right for you if:

Start saving for retirement today

An NGFCU member service representative can help you complete the simple forms needed to establish your IRA.

Set up an IRA

Are you saving enough for retirement?

Use our Retirement Income Calculator to see if your savings will support your future lifestyle.

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Tax benefits for IRA contributions

The Internal Revenue Service offers helpful guidelines about tax credits for people looking to save for retirement with an IRA.

Learn more

Important Numbers

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