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Direct Deposit & Early Payday

Home > Services > Direct Deposit & Early Payday
Home > Services > Direct Deposit & Early Payday

Safe, simple, swift and secure deposits

Manage your money conveniently by making direct deposits to your NGFCU savings or checking account. If your employer supports direct deposit of paychecks or retirement payments, you can easily send funds straight to your account without having to visit an NGFCU branch.


Early Direct Deposit

Early Payday Is the Way

When you set up direct deposit, you may be able to receive your money up to 2 days early. Please note that access to funds is dependent on timing of the submission from the payer.* With faster access to your funds you can go shopping, pay down a loan, or you can use it for a term account! This feature is complimentary and requires no enrollment. Just set up direct deposit to your NGFCU checking or savings account!

Direct Deposit Is Easy to Set Up

To set up direct deposit of your paychecks, contact your employer’s payroll department for instructions. They will likely have an online form for you to complete. Complete the requested information using your account number and the routing number below.

NGFCU Routing Transit Number: 322276088

To begin direct deposit of your Social Security benefit payments, call the Social Security Administration at 800-772-1213 or visit the Social Security Administration website and submit their online form.

Early Payday FAQ's

*Early access to Direct Deposit funds is dependent on timing of the submission of the payment file from the payer. When received, NGFCU makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payment date. Dollar limits may apply.

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088