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Recreational Vehicles

Home > Borrow > Recreational Vehicles
Home > Borrow > Recreational Vehicles

We’ll steer you in the right direction

Whether you’re purchasing or refinancing a travel RV, motorcycle, off-road vehicle, or boat, NGFCU can help you begin new adventures with affordable financing. Our loans for new and used vehicles that make it more fun to go feature low interest rates with no pre-payment penalties, no application fees and no document fees.

Recreational Vehicle

Focus on fun

An RV Loan from NGFCU provides many benefits:

  • Finance a new RV, current or prior year not licensed, or less than 2,500 miles, for up to 100% of the purchase price, including taxes and license fees.
  • Finance used RVs up to six years old for 100% of NADA Guide retail value, including taxes and license fees.
  • Finance used RVs six to 10 years old for 80% of NADA Guide wholesale value, including taxes and license fees.
  • Financing up to 12 years for loans $20,000-over, 10 years for loans of at least $10,000 and 7.5 years for loans under $10,000

Hybrid Loan Program for RVs

In addition to the standard variable rate program, NGFCU offers a special RV Hybrid Loan that guarantees the interest rate offered for 5 years, then converts to a regular variable rate for the remainder of the term.

Motorcycle

Motorcycle Loans

Finance a dealer or private party motorcycle purchase at NGFCU up to 100% of the purchase price including taxes and license fees for up to 5 years. Finance a used motorcycle up to 100% of the retail bluebook or NADA Guide for up to 5 years. Street-legal motorcycles only.

Off road vehicle

Off-Highway Vehicle Loans

Finance a current model, not yet licensed, off-highway vehicle at NGFCU for up to $30,000 or 100% of the purchase price, whichever is less, including taxes and license fees, for up to 5 years.

Boat

Boat Loans

Finance a new boat at NGFCU for 100% of the purchase price, including taxes and license fees, for up to 12 years. Finance a used boat for 100% of the Marine Survey or purchase price, whichever is less, including taxes and license fees, for up to 12 years.

Hybrid Loan Program for Boats

In addition to the standard variable rate program, NGFCU offers a special Boat Hybrid Loan that guarantees the interest rate offered for 5 years, then converts to a regular variable rate for the remainder of the term.

Use our Loan Consultation Form to receive a free, no-obligation loan quote.

Consultation Form

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Ready to apply? It’s easy.

Just submit our secure Online Loan Application to set up a Recreational Vehicle Loan.

Apply Now

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088