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Credit Cards

Home > Borrow > Credit Cards
Home > Borrow > Credit Cards

We’ve got the ideal card to suit your lifestyle

Just like our members, each of our NGFCU credit cards is a little bit different. But they do have one big thing in common—no matter which one you choose or how you use it, you’ll benefit from exceptional purchasing power, better perks and bigger savings.

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Loan Consultation

Send the form below to receive a free, no-obligation loan quote.

You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties.

If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7.

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Get cash back, a lower rate or earn rewards

Choose between our cash rebate, low rate or rewards cards:

  • Cash Rebate Mastercard and Visa Cards - Earn a 1.5% cash rebate on every purchase.
  • Low Rate Mastercard and Visa Cards - Enjoy low rates and big savings on revolving monthly balances.
  • CURewards™ Mastercard and Visa Cards - Earn points toward travel and merchandise rewards with every dollar you spend.
  • Signature Rewards Visa Card - Earn points toward great rewards, plus get signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.
  • Signature Cash Rebate Visa Card - Earn a 1.5% cash rebate on every purchase, plus great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, cell phone protection, and more.

Visa Card terms and conditions

Credit cards

Every NGFCU Mastercard and Visa Card includes these benefits:

  • 4.99% introductory APR on purchases in the first 6 months
  • Credit line up to $40,000 (combined cards and personal line of credit)
  • No annual fee
  • Online account management
  • Low minimum payment of 2.5% of your statement balance
  • Fraud alerts
  • Zero liability for unauthorized purchases
  • Card controls
  • Free credit score
  • Samsung and Apple Pay
  • Surcharge-free currency conversions

Visa Card terms and conditions

Mastercard terms and conditions

Commemorative Cards

Choose one of five different card designs honoring the legacy of aerospace innovator Jack Northrop and celebrating the 30th anniversary of the B-2 Spirit Stealth Bomber’s first flight.

Use our Credit Card Repayment calculator to see what it will take to pay off your credit card balance and how you can meet your repayment goals..

Credit Card Repayment Calculator

Woman holding credit card and bags

Ready to apply? It’s easy.

Just submit our secure Online Application, call 800-633-2848 or email memberservices@ngfcu.us.

Apply Now

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088