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Credit Cards

Home > Rates > Loan Rates > Credit Cards
Home > Rates > Loan Rates > Credit Cards

Credit Card Rates

All of our cards come with an introductory 4.99% APR1 on purchases for the first 6 months.

Mastercard
NameAPR*Rate
Low Rate Variable APR as low as 10.99%
CURewardsTM Variable APR as low as 12.99%
Rebate Variable APR as low as 12.99%
*All loans subject to credit approval. Rates subject to change without notice.

Visa Card
NameAPR*Rate
Low Rate Variable APR as low as 10.99%
CURewardsTM Variable APR as low as 12.99%
Rebate Variable APR as low as 12.99%
*All loans subject to credit approval. Rates subject to change without notice.

Signature Visa Card
NameAPR*Rate
CURewardsTM Variable APR as low as 12.99%
Rebate Variable APR as low as 12.99%
*All loans subject to credit approval. Rates subject to change without notice.


1APR = Annual Percentage Rate. Promotional rate valid on purchases made in first six months of the loan (card issue). The promotional rate will be effective for the first six statement periods. At the end of the sixth statement period, the rate on the purchases balance will change to the then-current purchase APR consistent with the Cardholder Agreement. Promotional rate will not apply to cash advances and balance transfers. Rates, terms and eligibility vary and are based on creditworthiness at time of application.

Use our Credit Card Repayment calculator to see what it will take to pay off your credit card balance and how you can meet your repayment goals..

Credit Card Repayment Calculator

Woman holding credit card and bags

Ready to apply? It’s easy.

Just submit our secure Online Application, call 800-633-2848 or email memberservices@ngfcu.us.

Apply Now

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088