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Auto Buying Services

Home > Services > Auto Buying Services
Home > Services > Auto Buying Services

Shop for the right car at the best price – without leaving home

Northrop Grumman Federal Credit Union offers members two easy and convenient ways to shop for a car at competitive pricing: TrueCar and Precision Automobile Locator Service (PALS)

NGFCU is not affiliated with, nor does it endorse, the services provided by this/these service provider(s).

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NGFCU’s Car Buying Service powered by TrueCar provides the most efficient method of purchasing your next new or used vehicle. Here’s how it works:

  1. Visit the NGFCU Car Buying Service website.
  2. Select the vehicle and dealer distance - Select the car, truck or van you’re seeking and the distance you’re willing to travel to find it. As you increase the distance, you’ll have a greater chance of finding your vehicle from a wider range of dealers.
  3. Configure the vehicle with options - Select the colors, trim levels and options. You’ll see the TrueCar Market Analysis of current sales prices of the configured vehicle and the number of dealers within your selected range that have the vehicle.
  4. Dealer contact - You’ll be asked to provide your contact information before TrueCar shows you the vehicles that meet your search criteria. The dealers will provide you with listings, photos and VIN numbers. Then, these dealers will contact you to assist you in your vehicle search.
  5. Get pre-approved for an NGFCU auto loan - Getting pre-approved for an auto loan from NGFCU will make the purchase process faster and more convenient. You’ll reduce the time spent at the dealer completing paperwork while establishing the lowest interest rate we can offer.

Let TrueCar do the work for you. Find your next vehicle at a great price.

Start Shopping

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Apply for pre-approval today

The NGFCU auto loan pre-approval process is fast, easy and available at no cost or obligation.

Apply Now

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Precision Automobile Locator Service (PALS) is a no-cost, convenient car shopping, buying and leasing service that can help you locate a competitively priced vehicle—without ever having to negotiate with a salesperson.

PALS gives NGFCU members in California access to participating dealer inventories of new cars. Simply contact your NGFCU PALS representative at 310-808-4040 or 800-633-2848 ext. 4040.

PALS provides several benefits to NGFCU members:

  • Locate and price vehicles via online dealer listings
  • One-stop purchasing and financing through NGFCU
  • No purchase obligation
  • No fees

Use our Auto Loan Calculator to estimate your monthly car payments. Then shop for the car that fits your budget.

Auto Loan Calculators

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Need a vehicle that’s good on gas?

Learn more at FuelEconomy.gov, the official U.S. government source for fuel economy information.

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088