Home
CheckingSavingsMoney MarketTerm SavingsFor YOUthHoliday ClubIRAs
AutoHomeHELOCCredit CardsPersonal Line of CreditPersonal Signature/Bill ConsolidationRecreational VehiclesSavings SecuredStudent Loan
Auto and HomeLoan ProtectionDental and VisionAD&DGAPMBPMyInsuranceInfo
NGFCU Wealth Management
Loan RatesSavings Rates
Join NowOnline BankingDirect Deposit & Early PaydayZelle®ATM and Debit CardOverdraft Protectioncredit-builderAutomatic Funds TransferWire TransferCredit & Debit Card AlertsNCUA Insurance (NCUSIF)Auto Buying ServicesCall 24Need Help

Term Savings

Home > Save > Term Savings
Home > Save > Term Savings

Long-term savings means higher dividends

An NGFCU Term Savings Account can help you receive higher dividends than with a regular savings or money market account. Open a Term Savings Account for 6 or 30 months, or 1, 2, 3, 4, 5 and 7 years with a minimum deposit of $2,500. The dividend rate is established at the time the account is opened and remains in effect for the term duration.

Earn higher dividends with a bonus rate when you open an account with at least $40,000. Dividends are paid monthly and can be compounded, transferred to another account, or mailed to you.

Bigger balances yield higher returns

Here are just a few of the benefits for NGFCU Term Savings account holders:

  • Dividends paid monthly or at maturity
  • Minimum opening deposit of $2,500
  • Qualify for a bonus rate with a minimum opening deposit of $40,000
  • Choice of maturity dates 6 or 30 months, or 1, 2, 3, 4, 5 and 7 years
  • Federally insured
  • NGFCU for YOUth Boost 12-Month Term Account
  • Use funds as collateral on loans
  • Dividends may be
    • Transferred to savings, checking or money market accounts
    • Withdrawn without penalty at maturity
    • Automatically mailed monthly
    • Compounded in the Term Account

Open an Account

Members can log in to online banking or the mobile app to open a new subaccount. On the mobile app, click on the plus sign in the upper right corner of the screen.

Use our Savings calculator to see what it will take to reach your personal financial goals.

Savings Goal Calculator

Woman smiling

Ready to open an account? It's easy.

Just submit our secure Membership Application.

Open an Account

Important Numbers

Member Services: 800.633.2848 (available 24/7)

Credit & Debit Card Member Services: 800.633.2848 ext 4856 (available 24/7)

Credit Card Lost or Stolen: 866.839.3485
For International Calls: 727.570.4881

Debit Card Lost or Stolen: 800.754.4128
For International Calls: 727.227.9012

Credit Card Activation: 800.456.6870

Debit Card Activation: 855.485.7043

Members traveling or who reside outside of the US: 727.227.2447

Routing #322276088