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Term Savings

Home > Save > Term Savings
Home > Save > Term Savings

Long-term savings means higher dividends

An NGFCU Term Savings Account can help you receive higher dividends than with a regular savings or money market account. Open a Term Savings Account for 6 or 30 months, or 1, 2, 3, 4, 5 and 7 years with a minimum deposit of $2,500. The dividend rate is established at the time the account is opened and remains in effect for the term duration.

Earn higher dividends with a bonus rate when you open an account with at least $40,000. Dividends are paid monthly and can be compounded, transferred to another account, or mailed to you.

Bigger balances yield higher returns

Here are just a few of the benefits for NGFCU Term Savings account holders:

  • Dividends paid monthly or at maturity
  • Minimum opening deposit of $2,500
  • Qualify for a bonus rate with a minimum opening deposit of $40,000
  • Choice of maturity dates 6 or 30 months, or 1, 2, 3, 4, 5 and 7 years
  • Federally insured
  • NGFCU for YOUth Boost 12-Month Term Account
  • Use funds as collateral on loans
  • Dividends may be
    • Transferred to savings, checking or money market accounts
    • Withdrawn without penalty at maturity
    • Automatically mailed monthly
    • Compounded in the Term Account

Open an Account

Members can log in to online banking or the mobile app to open a new subaccount. On the mobile app, click on the plus sign in the upper right corner of the screen.

Use our Savings calculator to see what it will take to reach your personal financial goals.

Savings Goal Calculator

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Ready to open an account? It's easy.

Just submit our secure Membership Application.

Open an Account

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

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