Term Savings

Bonus Term Savings Rates and Term Savings

Term	Dividend Rate	APY†	Minimum daily balance to earn APY
6 Month	3.77%	3.83%	$40,000
12 Month	4.53%	4.62%	$40,000
24 Month	4.43%	4.52%	$40,000
30 Month	4.26%	4.34%	$40,000
36 Month	4.25%	4.33%	$40,000
48 Month	4.20%	4.28%	$40,000
60 Month	4.20%	4.28%	$40,000
84 Month	4.00%	4.07%	$40,000

Term	Dividend Rate	APY†	Minimum daily balance to earn APY
6 Month	3.67%	3.73%	$2,500
12 Month	4.38%	4.46%	$2,500
YOUth Boost 12-Month	4.38%	4.46%	$250
24 Month	4.28%	4.36%	$2,500
30 Month	4.11%	4.18%	$2,500
36 Month	4.10%	4.17%	$2,500
48 Month	4.05%	4.12%	$2,500
60 Month	4.05%	4.12%	$2,500
84 Month	3.85%	3.91%	$2,500

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**A penalty will or may be imposed for early withdrawal
*If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
†Annual Percentage Yield