Break Free. Build More. Thrive.
Financial freedom isn't just about paying off debt - it's about creating opportunities for your future. This July, simplify, save, and grow with NGFCU.
I want to simplify debt
Combine balances into one easy payment with a Bill Consolidation or Personal Loan, up to $50,000.1
I want to grow my savings
Put money to work in a Certificate or High Yield Savings (Money Market) Account starting at $2,500.2
Break Free from Debt
One payment. Less stress. More freedom.
Managing multiple balances and due dates can feel overwhelming. A Bill Consolidation Loan combines eligible debts into one convenient payment.
NEW! Borrow up to $50,000
✓ One monthly payment potentially lower monthly payments
✓ Simplified money management
✓ More control over your financial future
See What You Could Save
Use our calculator to estimate your new monthly payment by combining balances.
Build More with Your Savings
Your savings should work as hard as you do.
Whether you're building an emergency fund, saving for a major purchase, or planning for retirement, we have savings options to help you move forward.
Grow Your Freedom Fund
Whether you're starting with $2,500 or investing $40,000+, certificate can help you earn more and stay focused on your long-term goals. 2
- Regular Certificates starting at $2,500
- Bonus Certificates for balances of $40,000+
- Flexible terms: 6 to 84 months
High Yield Savings (Money Market) Account
Keep your money accessible while earning more on every dollar.
Grow Your Money
Use our calculator to estimate Certificate or Money Market earnings over time.
Open a Certificate or Money Market
The NGFCU Difference
As a member-owned financial institution, we're focused on helping you succeed, not maximizing profits.
✓ Competitive rates
✓ Fewer fees
✓ Personalized service
✓ Built for members
When you succeed, we all succeed.
Enter to Win a $300 Financial Freedom Bonus3
Open a new Bill Consolidation Loan, Personal Signature Loan, or a Certificate during July and you'll be automatically entered for a chance to win.
Pay down debt • Make a loan payment • Build your emergency fund • Add to a certificate • Support your financial goals
Ready to Take the Next Step?
Whether you're looking to simplify debt, grow your savings, or both, we're here to help.
Apply today, call 800.633.2848, or email LoanOfficers@ngfcu.us
1 All loans subject to credit approval, loan term limits and other restrictions may apply. Total unsecured loan limit with NGFCU is $50,000.
2 A penalty may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
3 No purchase necessary. Limited to one entry per person. Contest begins 07/01/2026 at 8:00 am Eastern Time and ends 07/31/2026 at 11:59 pm Pacific Time. Open to Northrop Grumman Federal Credit Union account holders 18 years of age or older at the time of entry. Prize is one (1) $300.00 deposit into NGFCU Savings Account. Odds of winning depend on the total number of entries received. Winner is selected by random drawing. This sweepstakes is sponsored by Northrop Grumman Federal Credit Union. For more information see: Official Rules Terms and Conditions