Five easy ways to earn more in this economy

It pays to be an NGFCU member, quite literally. You might know that we help you earn money on your dividends, but these are other ways in which we can help put more money in your pocket. Check out these money-making and saving solutions from your Credit Union:

1. Earn more on your savings with our Term Savings accounts.
   NGFCU offers competitive rates on our safe and secure Term Savings accounts. Consider laddering your Term accounts, which involves staggering the maturity dates of multiple Term Savings accounts. This will provide you with regular access to funds without tying up your entire investment for an extended period. You can reinvest the matured Term accounts or use the funds for your financial needs.


2. Get cash rebates when you use your NGFCU debit or cash rebate credit card.
   Both of our Visa^® and Mastercard^® cards offer cash back programs that allow you to earn a percentage of your purchases back as cash. Over time, these savings can add up and contribute to your financial well-being.


3. Receive up to $750 a year for referring new members.
   Refer your friends, family members, and co-workers and you could earn $75 for each qualified referral that joins NGFCU. AND, they’ll also earn up to $75 after joining. It is so simple to refer. Complete the referral form and we’ll take care of the rest. Your referrals will thank you for sharing NGFCU membership.


4. Lower your monthly loan payments by refinancing your car or home to a lower rate and extending the term.
   One of the primary reasons people refinance loans is to secure a lower interest rate. But did you know that you could lower your monthly payments by refinancing into a longer term loan? By stretching out the monthly payments, you could lower the payment amount. Keep in mind that refinancing could change your interest rate.


5. Reduce your debt by consolidating it into a low interest Bill Consolidation loan.
   If you have multiple loans or debt you can apply for a Bill Consolidation loan that could have a lower rate and will help you pay off your debt quicker. For example, you can consolidate credit card debts, personal loans, or other high interest debts into a single loan with a reduce rate. This simplifies your financial management and can potentially save you money on interest payments.