Millions of Moments
Behind every account is a person. Behind every person is a story.
For 80 years, we’ve been here for both.
First Car • First Home • Growing Savings • College • Life’s Surprises • Retirement
This October, we’re giving away $1,0001 to celebrate our members.
New Members
Open your membership anytime in October and receive $502 just for joining. (Use code “Welcome+Badge#”)
Plus, you’re automatically entered to win $200!
Current Members
Members with 3 or more products are automatically entered for a chance to win $200.
Only have savings and checking? Open a new loan or a money market or certificate to qualify.
Refer a Friend
Refer a family member, friend, or coworker and get $75 when they join. They can earn up to $75.3 Start Referring!
The NGFCU Difference
Member-Owned, Not-for-Profit
Profits go back to members through better rates and fewer fees, not shareholders
Local Decisions, Real People
Loan decisions are made by people who know your membership, not a call center.
80 Years of Trusted Service
Since 1946, we’ve grown alongside the members who built us.
Moments Members Remember
“For over 40 years, NGFCU has been my primary banking organization. They have the best terms for an array of products, continually evolving to offer more and to stay current, and when there is a problem, it's easy to talk to a human to resolve the problem.”
Marie H.
“Great credit union, great savings and loan rates. Every other bank I've ever had seemed to have issues with one thing or another, but NGFCU has been rock solid for the last 30 yrs.”
Steven N.
“Consistently professional, helpful and knowledgeable staff, and every transaction I’ve had here has been efficient and accurate. Keep up the great work and kudos to the whole staff!”
Carol H.
1 Limited to one entry per person. Sweepstakes begins 10/01/2026 at 5:00 am PT and ends 10/31/2026 at 11:59 pm PT. Open to NGFCU account holders 18 years of age or older at the time of entry. Prize is five (5) total $200 deposits into NGFCU Savings Account. Odds of winning depend on the total number of entries received. Three (3) new members and two (2) current members will be selected by random drawing. This sweepstakes is sponsored by NGFCU. Official Rules Terms and Conditions.
2 Earn $50.00 by becoming a new member with at least a Regular Share (Savings) Account using the promotion code “Welcome+Badge#” to validate eligibility. Not available to anyone who has been an NGFCU member within the past 6 months. A minimum balance of $5.00 is required in the account at all times and will be held in your account from the $50.00 bonus. Balances on hold earn dividends in accordance with the Credit Union’s Truth in Savings disclosure. Bonus will be deposited no later than the business day following the day the account is opened, and the funds will be available immediately upon deposit. These offers are subject to change with or without notice, and the Credit Union reserves the right to end this promotion at any time. Please contact us at 800.633.2848 for more details.
3 Referrer must be a current NGFCU member in good standing to receive any referral award and must be at least 18 years of age. Award maximum is $750 per calendar year to a single Referrer. Referred applicant must open an NGFCU savings and checking account for Referrer to be eligible for the award.
Referred applicants will be compensated up to a maximum of $75 as follows: (1) A $25 award will be granted after completing ten (10) debit card transactions and opting out of paper statements within ninety (90) days of opening the membership, and (2) A $50 award will be granted upon receipt of two (2) direct deposits of at least $100 each into either the new savings or checking account within the first ninety (90) days of the membership being opened.
Awards for referrals are distributed as deposits into your NGFCU regular share savings account and are subject to taxation. Please refer to your tax preparer for more information.
For additional information regarding the referral program, including full program details, please visit share.ngfcu.us/refer.
NGFCU reserves the right to change or cancel the program at any time.