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Used/Refi - Fixed
| Term | APR2 | Monthly Payment Example |
|---|---|---|
| 5 years | 4.99% | 60 monthly payments of $18.91 per $1,000 borrowed |
| 6 years | 5.24% | 72 monthly payments of $16.26 per $1,000 borrowed |
New - Fixed
| Term | APR2 | Monthly Payment Example |
|---|---|---|
| 5 years | 4.74% | 60 monthly payments of $18.80 per $1,000 borrowed |
| 6 years | 4.84% | 72 monthly payments of $16.07 per $1,000 borrowed |
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Questions? Call 800.633.2848 or email LoanOfficers@ngfcu.us.
1 Offer valid on new/used auto purchases and refinancing from other financial institutions funded between August 3, 2026, and October 31, 2026. Borrowers may defer their first payment for up to 80 days from the loan funding date. Payments may be deferred up to 80 (eighty) days from the date of the loan. Interest accrues throughout the deferred period which may result in your first payment or payments being applied primarily or entirely to the accrued interest.
2 APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Borrower is required to obtain and maintain comprehensive auto insurance at their own expense during the life of the loan.