Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.
Checking
An NGFCU™ checking account, also commonly known in credit unions as a Share Draft Account, offers every convenience of a bank checking account, plus the added benefit of monthly accrual of dividends posted to your account when you maintain a low average daily balance of at least $500. There are no minimum balance requirements, no monthly service charges, and no per-check fees. Members may earn dividends, and have access to funds anytime--either in person, by writing checks, at ATM machines, at point of purchase with a Visa ATM/Debit Card (also known as a Check Card), or by using the free bill payer service through the_Max! eBranch. You can even earn cash back rewards with your debit card.
Choose between two Northrop Grumman Corporation inspired ATM/Debit Card designs, including our special commemorative card celebrating the 30th anniversary of the B-2 Spirit Bomber's first flight:
Two types of checking accounts are available: the Regular Share Draft Account and the Business Checking Account.
Summary
Northrop Grumman Federal Credit Union Share Draft accounts offer a variety of benefits to members:
Direct Deposit from most employers and government checks
Direct deposit of social security and most retirement checks
Your accumulated funds on deposit in the Credit Union are federally insured to at least $250,000 by the NCUA
Dividends compound monthly
No monthly service charge
No per-check fee
Checks with carbonless copies
Monthly statements by mail and online through the_Max! eBranch
Print cleared check images that are available online through the_Max! eBranch
Overdraft Protection available free of transaction fees from your:
Regular Share Account
MoneyMaster Line of Credit
Money Market Account
Transfer funds from your other accounts or MoneyMaster Line of Credit with Call 24 or the_Max! eBranch
Access through these ATM networks: Cirrus*, Maestro*, Star*, CO-OP*, Northrop Grumman Federal Credit Union proprietary ATMs
Withdraw up to $500 per day at ATMs and make deposits at many Northrop Grumman Federal Credit Union ATMs, and CO-OP Network ATMs, shared branch and kiosk locations
Free checks for senior citizens (age 65 and over) with qualifying direct deposit - 1 order per year
Point of purchase and ATM access with a Northrop Grumman FCU Visa ATM/Debit Card
The following requirements apply to checking accounts:
Minimum opening deposit of $25 (thereafter, no minimum balance requirement)
The primary owner must be at least 13 years of age and the parent or guardian a joint owner
If you are using a screen reader and need assistance using this website, please call 800-633-2848.
Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
Available 24/7
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The use of these calculators is no guarantee of
a payment amount or interest rate.
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