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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.


An NGFCU™ checking account, also commonly known in credit unions as a Share Draft Account, offers every convenience of a bank checking account, plus the added benefit of monthly accrual of dividends posted to your account when you maintain a low average daily balance of at least $500. There are no minimum balance requirements, no monthly service charges, and no per-check fees. Members may earn dividends, and have access to funds anytime--either in person, by writing checks, at ATM machines, at point of purchase with a Visa ATM/Debit Card (also known as a Check Card), or by using the free bill payer service through the_Max! eBranch. You can even earn cash back rewards with your debit card.

Choose between two Northrop Grumman Corporation inspired ATM/Debit Card designs, including our special commemorative card celebrating the 30th anniversary of the B-2 Spirit Bomber's first flight:

Two types of checking accounts are available: the Regular Share Draft Account and the Business Checking Account.


Northrop Grumman Federal Credit Union Share Draft accounts offer a variety of benefits to members:

  • Direct Deposit from most employers and government checks
  • Direct deposit of social security and most retirement checks
  • Your accumulated funds on deposit in the Credit Union are federally insured to at least $250,000 by the NCUA
  • Dividends compound monthly
  • No monthly service charge
  • No per-check fee
  • Checks with carbonless copies
  • Monthly statements by mail and online through the_Max! eBranch
  • Print cleared check images that are available online through the_Max! eBranch
  • Overdraft Protection available free of transaction fees from your:
    • Regular Share Account
    • MoneyMaster Line of Credit
    • Money Market Account
  • Transfer funds from your other accounts or MoneyMaster Line of Credit with Call 24 or the_Max! eBranch
  • Access through these ATM networks: Cirrus*, Maestro*, Star*, CO-OP*, Northrop Grumman Federal Credit Union proprietary ATMs
  • Withdraw up to $500 per day at ATMs and make deposits at many Northrop Grumman Federal Credit Union ATMs, and CO-OP Network ATMs, shared branch and kiosk locations
  • Free checks for senior citizens (age 65 and over) with qualifying direct deposit - 1 order per year
  • Point of purchase and ATM access with a Northrop Grumman FCU Visa ATM/Debit Card
  • Earn cash back rewards with your debit card
  • Receive fraud monitoring text alerts on suspect ATM/Debit card transactions

Minimum Requirements

The following requirements apply to checking accounts:

  • Minimum opening deposit of $25 (thereafter, no minimum balance requirement)
  • The primary owner must be at least 13 years of age and the parent or guardian a joint owner

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Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
Monday - Friday
Available 24/7

If you are using a screen reader and are having problems using this website, please call 800-633-2848 for assistance.
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