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Consultation Request

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NGFCU Has Lower Rates

While other lenders have raised their rates, we have lowered ours! NGFCU’s loan rates are lower than those from many nationwide lenders.

Ask us to beat or match anyone's deal.1

NGFCU has some of the best home loan deals around, we invite you to compare us with any other lender. In addition to great pricing and loan options, our professional Home Loan Concierge representatives will walk through every step of the process.

Purchase or refi, get the best deal on your home loan with NGFCU.

Complete the form below to request your complimentary comparison consultation.2 Or call 888-NGFCU-RE (888.643.2873). We dare you to compare NGFCU to any other lender. As your Credit Union, we are confident that we are your best deal.

Rates are at historic lows. Lock in your rate before they go up!

Rates are drastically lower when compared to those from a few decades ago. In the early 80s, rates were in the high teens, while now they are in the low single digits. It’s hard to predict what rates will be in the future, but one thing is certain: Rates are relatively low, and locking in a low rate now might be the smart and prudent approach.



Loan approval, rates and terms based on creditworthiness. NGFCU home loans not available in Georgia and Louisiana, NMLS # 774623

NGFCU will attempt to match or lower the total loan cost from another competitor’s Loan Estimate if borrower proceeds with an NGFCU mortgage. Total loan costs are inclusive of loan rate, fees, and closing costs. Borrower must present competitor’s loan estimate to qualify for the offer. Loan estimate must be valid and must have been issued by lender within the past two business days of submission to NGFCU. Applicable to conforming loans only. Offer valid until December 31, 2022. If NGFCU cannot match or lower other lender’s loan estimate pricing, NGFCU will deposit $100 into member’s NGFCU share savings account on or after the last business day of the month submitted. Must be an NGFCU member in good standing in order to be eligible for this offer. Maximum of one (1) $100 payment per membership account during the calendar year. Promotion is subject to change without notice and can be canceled at any time.
2 You are being asked for information relating to a potential home loan. Information you provide will be used for that purpose and will not be sold to other parties.

Important Numbers

Call Toll Free
800-633-2848 (available 24/7)

Credit Card Cardholder Services:
800-633-2848 (available 24/7)

Debit Card Fraud Center:
International Lost or Stolen Card: 727-227-9012

After hours Lost or Stolen Card: 800-754-4128

Members traveling or who reside outside of the US: 727-227-2447

Routing #322276088