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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

A Card for Every Lifestyle

Attention current NGFCU credit cardholders: Click here for important information about upcoming changes.

Check out NGFCU's New Credit Card Options

Just like our members, each of our credit cards is a little bit different - but they do have one big thing in common. No matter which one you choose, you'll get a lifetime of better perks and bigger savings every time you use it.

5 NEW NGFCU Visa® Card Options

  • Cash Rebate Visa Card
    Accumulate a 1.5% cash rebate1 on every purchase.
  • Low Rate Visa Card
    Our very low rate Visa Card has big savings on revolving monthly balances.
  • CURewards™ Visa Card
    Earn a point towards great travel and merchandise rewards with every dollar you spend on all purchases.
  • Signature Rewards Visa Card
    Earn points towards great rewards, plus get great signature perks for home and travel, travel and emergency assistance services, warranty and purchase security services, and more.
  • Signature Cash Rebate Visa Card
    Accumulate a 1.5% cash rebate1 on every purchase, plus great signature perks for home and travel, like travel and emergency assistance services, warranty and purchase security services, and more.

Click here for additional terms and conditions pertaining to the Visa Card.

Big Perks ALL Our Cards Have in Common:

  • 4.99% Introductory APR2 on purchase transactions/first 6 months
  • Credit lines up to $40,0003
  • No annual fee
  • Online account management
  • Low minimum payment of 2.5% of your statement balance, but not less than $25
  • Surcharge-free currency conversions
  • Five (5) Northrop Grumman inspired card designs

Whichever Card You Pick, You'll Save

Apply online in minutes or call us today at 800.633.2848

Choose one of 5 different Northrop Grumman Corporation product inspired designs. You can even have your very own commemorative credit card celebrating the 30th anniversary of the B-2 Spirit Bomber's first flight.

1Your rebate amounts to 1.5% of every purchase transaction accumulated through the February billing cycle and transferred to your regular share account in March.

2APR = Annual Percentage Rate. Promotional rate valid on purchases made in first six months of the loan (card issue). The promotional rate will be effective for the first six statement periods. At the end of the sixth statement period, the rate on the purchases balance will change to the then-current purchase APR consistent with the Cardholder Agreement. Promotional rate will not apply to cash advances and balance transfers. Rates, terms and eligibility vary and are based on creditworthiness at time of application.

3Approved credit line can be allocated between two cards. Minimum credit line on the Signature Rewards and Signature Cash Rebate VISA cards is $5,000. The minimum credit line on all other cards is $500. Ask for more details.

NGFCU is a trademark of Northrop Grumman Federal Credit Union.

Click here to apply online for your NGFCU credit card.

What is a FICO® Score?

There's security in the way your chip card works.

Your new chip card is different from our old magnetic stripe card. It's way more secure. But you may not have known that using it is a little different. Not harder, just different. Here's what you do:

First, swipe your card.

If the terminal is not chip card enabled, the transaction will be processed the same as today's environment.

If the terminal is chip card enabled, the terminal will read the magnetic stripe and recognize it as a chip card. The message on the terminal screen will read, "Please insert the chip card into the terminal."

If prompted by the terminal, insert your card. The terminal will authenticate your chip card and keep it safely inside the terminal until you've finished your transaction.

Authenticating every user prevents someone else from using it.

Second, remember your PIN.

Terminals may use different formats to authenticate the card user. There are two methods that can be used to authenticate the cardholder. Those two methods are PIN and signature. A PIN is one method to verify the cardholder is the person doing the transaction. A signature is another method.

Third, remove your card.

After you receive your transaction receipt and before you leave, remember to remove your card. Some terminals will beep to remind you, but others won't.

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Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
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Available 24/7

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