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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

A Card for Every Lifestyle

Check out NGFCU's New Credit Card Options

Just like our members, each of our 8 credit cards is a little bit different - but they do have one big thing in common. No matter which one you choose, you'll tet a lifetime of better perks and bigger savings every time you use it.

3 NGFCU™ MasterCard® Options

  • Cash Rebate MasterCard
    Accumulate a 1.5% cash rebate1 on every purchase.
  • Low Rate MasterCard
    NGFCU Low Rate program allows members to save on revolving balances.
  • CURewards™ MasterCard
    Earn a point towards great travel and merchandise rewards with every dollar you spend on all purchases.

5 NEW NGFCU Visa® Card Options

  • Cash Rebate Visa Card
    Accumlate a 1.5% cash rebate1 on every purchase.
  • Low Rate Visa Card
    Our very low rate Visa Card has big savings on revolving monthly balances.
  • CURewards™ Visa Card
    Earn a point towards great travel and merchandise rewards with every dollar you spend on all purchases.
  • Signature Rewards Visa Card
    Earn points towards great rewards, plus get great signature perks for home and travel, like 24-hour roadside assistance, travel and emergency assistance services, warranty and purchase security services, and more.
  • Signature Cash Rebate Visa Card
    Accumulate a 1.5% cash rebate1 on every purchase, plus great signature perks for home and travel, like 24-hour roadside assistance, travel and emergency assistance services, warranty and purchase security services, and more.

Big Perks ALL Our Cards Have in Common:

  • 4.99% Introductory APR on purchase transactions/first 6 months
  • Credit lines up to $40,0002
  • No annual fee
  • Online account management
  • Low minimum payment of 2.50% of your statement balance
  • Surcharge-free currency conversions
  • Five (5) Northrop Grumman inspired card designs

Whichever Card You Pick, You'll Save

Apply online in minutes or call us today at 800.633.2848

Choose one of 5 different Northrop Grumman Corporation product inspired designs. Available in Visa® or MasterCard®.

1Your rebate amounts to 1.5% of every purchase transaction accumulated through the February billing cycle and transferred to your regular share account in March.

2Approved credit line can be allocated between two cards. Minimum credit line on the Signature Rewards and Signature Cash Rebate VISA cards is $5,000. The minimum credit line on all other cards is $500. Ask for more details.

NGFCU is a trademark of Northrop Grumman Federal Credit Union.

Click here to apply online for your NGFCU credit card.

What is a FICO® Score?

There's security in the way your chip card works.

Your new chip card is different from our old magnetic stripe card. It's way more secure. But you may not have known that using it is a little different. Not harder, just different. Here's what you do:

First, swipe your card.

If the terminal is not chip card enabled, the transaction will be processed the same as today's environment.

If the terminal is chip card enabled, the terminal will read the magnetic stripe and recognize it as a chip card. The message on the terminal screen will read, "Please insert the chip card into the terminal."

If prompted by the terminal, insert your card. The terminal will authenticate your chip card and keep it safely inside the terminal until you've finished your transaction.

Authenticating every user prevents someone else from using it.

Second, remember your PIN.

Terminals may use different formats to authenticate the card user. There are two methods that can be used to authenticate the cardholder. Those two methods are PIN and signature. A PIN is one method to verify the cardholder is the person doing the transaction. A signature is another method.

Third, remove your card.

After you receive your transaction receipt and before you leave, remember to remove your card. Some terminals will beep to remind you, but others won't.

Surcharge-Free Currency Conversions

Many who travel abroad will also enjoy the added benefit of surcharge-free currency conversions when they use their NGFCU MasterCard.

Click here for additional terms and conditions.

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Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
5 a.m. - 6 p.m. Pacific
If you are using a screen reader and are having problems using this website, please call 800-633-2848 for assistance.
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