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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

Schedule of Fees

Effective September 29, 2014

Fees subject to change

Membership $3.00 one time only
Account Maintenance $6.00 per quarter1
(When, on a member number, the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.)
Cashiers Checks 3.00 each
Account Reconciliation $20.00 per hour
Excessive In-Branch Withdrawals $2.00 each1
When Total Shares at month end are:
  • Less than $1,000
  • after 5 free/mo/suffix
  • $1,000 or more or a loan balance
  • unlimited free
    1Waived for first three (3) months after account opening.
    Holiday Club Account withdrawal except end-of-year holiday season $5.00 each
    Stop Payment - Any Check or ACH $10.00 each
    Stop Payment - Bill Payer $15.00 each
    Dishonored Deposit $15.00 each
    Negative Share Transaction $10.00 each
    NSF - Returned Share Draft or ACH $20.00 each
    Courtesy Pay of NSF item $20.00 each
    Dishonored Payment $15.00 each
    ATM Negative Share Transaction $10.00 each
    ATM Empty Envelope Deposit $15.00 each
    CO-OP Shared Branch Transaction2 $2.00 each1
    Non-NGFCU operated ATM Withdrawals $1.00 each1
    When Total Shares and Loans at prior month end are:
  • Less than $ 10,000
  • after 5 free/mo
  • $10,000 - $39,999.99
  • after 10 free/mo
  • $40,000 or more
  • unlimited free
    1Waived for first three (3) months after account opening.
    2Not including Deposits and Loan Payments
    Norteller ATM or Visa ATM/Check Card
       Card Replacement after 3rd Request $8.00 per card
       PIN Replacement after 3rd Request $5.00 per PIN
       Rush Orders - Pass-through costs $30.00 each
    Photocopies
       Statements (except most recent) $1.00 per statement
       Loan/Teller/Cashiers Check $5.00 each
       Share Drafts in excess of 2 per month $2.00 each
       Deposited Check $2.00 each
       Loan Payment Check $2.00 each
    Verification of Account $2.50 per request
    Outgoing Collection Item $5.00 each
    Locator Fee Escheat $2.00 per year
    Levy Processing $10.00 each
    Subpoena $2.00 per page
    Outgoing Wire Transfer
       Domestic $15.00 per wire
    Real Estate Loans
       Beneficiary and Payoff/Demand $30.00
       Reconveyance Fee $53.00

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    Mailing Address
    Box Number 47009
    Gardena, CA 90247-6809
    Call Center
    800-633-2848
    Monday - Friday
    5 a.m. - 6 p.m. Pacific
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