New 3% Down Payment Home Loan Program1

Homeownership made easy with NGFCU's new 1st time buyer program.

$200 Discount on origination fee. Hurry! Limited-time offer.2

  • A down payment as low as 3%
  • Fixed rate mortgages
  • Fannie Mae conforming loan amounts
  • Primary Residence3

Get pre-approved or submit your loan application today.


1 As of 06/24/19, a 30-year fixed rate mortgage with 3% down payment and (0) points at 3.75% rate / 3.787% Annual Percentage Rate on a loan amount of $250,000.00 has a monthly principal and interest payment of $1,157.79. Loan approval, rates and terms based on creditworthiness. Mortgage insurance required. Loan level price adjustments (LLPA) may apply. Not available in Alabama, Georgia, Louisiana. Rates & terms are subject to change without notice.

2 $200 will be discounted from an origination fee of $995.00 for a total amount of $795.00. Loan must fund, purchase transaction only, must be for borrower's first home (have never owned a home before). Good for any loan amount up to Fannie Mae conforming loan limits, not redeemable for cash, one offer per funded loan. Must submit loan application from 6/13/19 - 7/15/19. NGFCU reserves the right to change or cancel this offer at any time.

3 Property must be a one-unit principal residence, including condos, co-ops, and planned unit developments (PUDs).

If you are using a screen reader and need assistance using this website, please call 800-633-2848.

Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
5 a.m. - 6 p.m. Pacific
If you are using a screen reader and are having problems using this website, please call 800-633-2848 for assistance.
©2017 Northrop Grumman Federal Credit Union. All Rights Reserved.