Give us your high rate credit card balances.

We'll make it rewarding.

Transfer high rate balances with this limited time offer.

  • 5.99% APR1 for 18 months
  • NO balance transfer fee

Already have an NGFCU credit card? Click here to complete a Balance Transfer Request form (please email cardservices@ngfcu.us and ask about how you can securely submit your form to NGFCU).

Don't have an NGFCU Credit Card?

Stop paying high interest rates on your current credit card and make the switch to an NGFCU Visa or Mastercard. With 8 credit card options, no matter which one you choose, you'll get a lifetime of better perks and bigger savings.

Hurry! This offer is only available for a limited time for balance transfers made between December 15, 2019 and March 15, 2020. You'll receive 5.99% APR1 for 18 months on balance transfers from the date of the first transfer.

For more information about how to apply, call 800.633.2848 or email memberservices@ngfcu.us

If you're an existing NGFCU credit cardholder and would like a higher credit limit, please email cardservices@ngfcu.us


1 APR = Annual Percentage Rate. Balance transfers must be completed between 12/15/2019 and 3/15/2020 to be eligible for promotional rates. 5.99% APR on balance transfer for 18 months from date of first transfer. All transfers must be completed by March 15, 2020. The rate on transferred balances will change to the then-current balance transfer APR consistent with the Cardholder Agreement. Promotional balance transfer rate is 5.99% APR with a 0% balance transfer fee. Rates, terms and eligibility vary and are based on creditworthiness.

If you are using a screen reader and need assistance using this website, please call 800-633-2848.

Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
5 a.m. - 6 p.m. Pacific

If you are using a screen reader and are having problems using this website, please call 800-633-2848 for assistance.
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