Depending on the option chosen, each time an advance is taken the payment towards principal and interest (NGFCU does not offer an interest-only repayment option.) may be either amortized over 180 months or to the maturity of the HELOC.
Fixed APR*
5.50%
May elect the Fixed Rate on up to 60% of the approved HELOC limit. Minimum draw $10,000 per disbursement and up to 3 separate disbursements (no add-ons). Fixed rate cannot exceed maturity of the HELOC.
*All loans subject to credit approval. Rates subject to change without notice.
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Mailing Address
Box Number 47009
Gardena, CA 90247-6809
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