Home Loans
First Trust Deed
Visit our Concierge Home Loan Service page for current First Trust Deed rates and to apply online.
Home Equity Line of Credit (HELOC)
| Name | Rate | Note |
|---|---|---|
| HELOC Variable APR* | 3.00% | Depending on the option chosen, each time an advance is taken the payment towards principal and interest (NGFCU does not offer an interest-only repayment option.) may be either amortized over 180 months or to the maturity of the HELOC. |
| HELOC Fixed APR* | 4.00% | May elect the Fixed Rate on up to 60% of the approved HELOC limit. Minimum draw $10,000 per disbursement and up to 3 separate disbursements (no add-ons). Fixed rate cannot exceed maturity of the HELOC |
| *All loans subject to credit approval. Rates subject to change without notice. | ||
