First Trust Deed
Visit our Concierge Home Loan Service page for current First Trust Deed rates and to apply online.
|HELOC Variable APR*||3.00%||Depending on the option chosen, each time an advance is taken the payment towards principal and interest (NGFCU does not offer an interest-only repayment option.) may be either amortized over 180 months or to the maturity of the HELOC.|
|HELOC Fixed APR*||4.00%||May elect the Fixed Rate on up to 60% of the approved HELOC limit. Minimum draw $10,000 per disbursement and up to 3 separate disbursements (no add-ons). Fixed rate cannot exceed maturity of the HELOC|
|*All loans subject to credit approval. Rates subject to change without notice.|