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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

Recreational Vehicles

NGFCU™ loans for new and used RVs feature low interest rates with simple interest calculation and no prepayment penalty, no application fee, and no documentation fee, as well as the convenience of automatic transfer, or monthly billing.

  • RV is defined as a Motor Home, Fifth Wheel, Travel Trailer, or Van Conversion
  • New RVs, current or prior year not licensed, or less than 2,500 miles, can be financed for up to 90% of the purchase price, including tax and license.
  • Used recreational vehicles, current to six years old, may be financed for 90% of retail Kelley Blue Book* value including tax and license. Used recreational vehicles over six years old but less than 10 years old may be financed for 90% of wholesale value or purchase price, whichever is less, including tax and license.
  • Financing up to 12 years for loans $20,000 and over, 10 years for loans of at least $10,000, and 7 1/2 years for loans under $10,000

Hybrid Loan Program for RVs

In addition to the standard variable rate program, a special RV hybrid loan is available that guarantees the interest rate offered for 5 years and then converts to a regular variable rate for the remainder of the term.

Motorcycle Loans

  • Dealer or Private Party Purchase
  • Up to 90% of the purchase price including tax & license

Boat Loans

  • New boats may be financed for 80% of the purchase price including tax and license for up to six years.
  • Used boats may be financed for 80% of the Marine Survey including tax and license for up to five years.

Hybrid Loan Program for Boats

In addition to the standard variable rate program, a special Boat hybrid loan is available that guarantees the interest rate offered for 5 years and then converts to a regular variable rate for the remainder of the term.

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Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
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