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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

MasterCard™

Effective January 1, 2014, the benefits on your MasterCard card will change. Your new benefits will include Extended Warranty, Price Protection and Identity Theft Resolution. The MasterAssist™ Travel Assistance, MasterRental/CDW, Hotel/Motel Burglary and Lost/Damaged Luggage benefits will be discontinued and coverage will end at midnight, December 31, 2013. For full terms and conditions click here. To request a printed guide-to-benefits, call 1-800 MC ASSIST.

SMART TRANSFER℠

Special 4.99% APR fee-free BALANCE TRANSFERS to your NGFCU MasterCard from non-NGFCU accounts and fixed until the trasferred balances are paid off. Also available for current MasterCard cardholders. Call 866-820-3775, then press "0" twice to get to a representative to initiate your balance transfer.)

Click here to apply online for your NGFCU MasterCard and the 4.99% APR SMART TRANSFER.

More about the NGFCU MasterCard

The NGFCU™ MasterCard offers all the benefits of the big bank credit cards, but with the service you expect from Credit Union representatives. You have many more choices with the NGFCU™ MasterCard, from the image you would like on your card to the type of benefit you want from your credit card.

Choose one of 5 different Northrop Grumman Corporation product inspired designs:

Choose from 3 different programs, Low Rate, CURewards, and Cash Rebate, each of which offers:

  • 4.99% introductory APR on purchase transactions/first 5 billing cycles
  • Credit lines up to $40,000
  • Online account management
  • Surcharge-free currency conversions
  • After promotional period, low 1/2% fee ($50 maximum) for balance transfers from higher rate credit cards

Low Rate

Manage your finances with low rates! Choose the NGFCU™ Low Rate program to save on revolving balances. Ongoing rate as low as 9.99% APR after the initial low introductory rate expires.

CURewards

Earn travel and merchandise just by using your Card! Choose the NGFCU™ CURewards™ program and earn points towards great merchandise and travel rewards. Earn one point for every dollar spent and redeem for travel or merchandise. Ongoing rate as low as 11.99% APR after the initial low introductory rate expires.

Cash Rebates - 1 1/2% on purchases

Put money back into your wallet! Choose the NGFCU™ Cashback Rebate program and earn a cash rebate with everyday purchase activity. Your rebate amounts to 1.5% of every purchase transaction accumulated through the February billing cycle and transferred to your regular share account in March. Ongoing rate as low as 11.99% APR after the initial low introductory rate expires.

Surcharge-Free Currency Conversions

Many who travel abroad will also enjoy the added benefit of surcharge-free currency conversions when they use their NGFCU MasterCard.

Click here for additional terms and conditions.

Mailing Address
Box Number 47009
Gardena, CA 90247-6809
Call Center
800-633-2848
Monday - Friday
7 a.m. - 6 p.m. Pacific
©2011 Northrop Grumman Federal Credit Union. All Rights Reserved.