Investment Services

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Northrop Grumman Federal Credit Union (NGFCU) and Blue Heron Financial Group are not registered as a broker/dealer or investment advisor. Registered representatives of LPL may offer products and services using the name Blue Heron Financial Group, and may also be employees of NGFCU.

These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of NGFCU or Blue Heron Financial Group. Securities and insurance offered through LPL or its affiliates are:
  • Not Insured by NCUA or Any Other Government Agency

  • Not Credit Union Guaranteed

  • Not Credit Union Deposits or Obligations

  • May Lose Value
This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:

Alan Sweeten: AZ, CA, FL, KS, LA, MI, NV, and TX

Marjorie Kosmerl: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, KS, KY, MD, MA, NY, NC, OH, PA, PR, RI, SC, TX, VA, WA, and WI

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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

Investment Services offered
through LPL Financial


Many Northrop Grumman Federal Credit Union members are supplementing their own instincts with the financial guidance of Alan Sweeten, LPL Financial Advisor, in Southern California and Margaret Kosmerl, Blue Heron Financial Group, in Maryland and Virginia. Securities are offered through LPL Financial, member FINRA/SIPC.

Your LPL Financial Advisor Works For You

As an investment professional, a financial advisor has a greater understanding of the economy and markets, more time to evaluate financial strategies and better access to comprehensive information than most individuals. While you give your time and energy to doing your job and living your life, your financial advisor is working to help you in your pursuit of financial security.

About LPL Financial

LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm's mission is rooted in the belief that objective financialguidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm's tools and resources to help them provide financial guidance and recommendations to help meet their clients' needs. For more information about LPL Financial, visit

Meet An LPL Investment Representative

Contact Alan Sweeten, LPL Financial Advisor, in Southern California and Margaret Kosmerl, Blue Heron Financial Group, in Maryland and Virginia.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

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