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Membership in Northrop Grumman Federal Credit Union means co-ownership in one of the strongest credit unions in the country.

If you are using a screen reader and need assistance using this website, please call 800-633-2848.

GAP, MBP, & Debt Protection Plans

Even the best auto insurance doesn't always cover everything that may go wrong with your vehicle. That's why NGFCU offers members affordable vehicle protections plans that will help you feel well-covered for many miles to come.*

Guaranteed Asset Protection (GAP)

If your vehicle is stolen or totaled in an accident, most insurance companies will only pay its cash value. If you're still making payments on your vehicle and the current balance of your loan is above your vehicle's cash value, you're liable for the difference. That can amount to thousands of dollars. GAP protection can waive all or a part of your remaining loan balance.

Get the GAP Advantage

Get an additional $1,000.00 toward the purchase or lease of a replacement vehicle if you experience a total loss due to an accident or unrecovered theft. With GAP Advantage, the difference between what you still owe on your vehicle and its cash value will be waived, up to a certain loan to value ratio. Plus, you'll get a head start on replacing your vehicle when you refinance or lease through NGFCU.

Get a free quote on a GAP Protection Plan today.

Mechanical Breakdown Protection (MBP)

You paid a lot of money for your vehicle. An extended warranty makes sure you get the most out of your investment by providing protection from unexpected repair costs stemming from mechanical or electrical failure, which can amount to thousands of dollars over the life of your warranty.

An extended warranty also helps you enjoy worry-free driving with nationwide coverage, 24-hour emergency roadside assistance, and rental car assistance. And, you can transfer coverage—a nice incentive should you sell your car before the warranty expires.

Get a free quote on an MBP Protection Plan today.

Debt Protection

When the unexpected happens, the last thing you need to worry about is how to afford your vehicle. With Debt Protection, you can cancel or suspend your loan payments without penalty in the event of a major life event. Covered events may include death, disability, or involuntary unemployment.

Ask an NGFCU loan representative for more information about Debt Protection plans.


*Premiums vary based on vehicle type.

If you are using a screen reader and need assistance using this website, please call 800-633-2848.

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Box Number 47009
Gardena, CA 90247-6809
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